Where to Start

Congratulations on deciding to get out of debt for good and live debt free! 

Even if you’re just thinking about it, getting rid of monthly payments and life sucking interest is not a choice you’re going to look back and regret.

Years ago, when we first decided to be more frugal and mindful with our spending and saving, I had literally no idea where to begin. Budgeting is not something taught in school anymore. Growing up in a household where credit cards were used like cash, and to was totally normal to take out a second mortgage to buy an RV and a new lawnmower, I’m not even sure I even knew anyone who had a working budget until we made our very first one.

This page is a collection of posts where I wrote about all of the things I know now, after living with debt, credit cards, interest, student loans and never ending interest payments for 12 years. Basically all of the things I wish someone had told me before we ended up in over $220,000 in debt by the age of 27.

Good luck in your journey, and I hope you find something here that helps!

Upcoming post: How to Talk to your Spouse About Money

How to Make a Budget

What Do You NEED Really?

Surviving the Grocery Store

7 Things You Can do to Save Money this Week

Elf on a Budget: Staying on Track for the Holidays

Meal Planning; Even When You Hate It